Saptagiri Grameena Bank, sponsored by Indian Bankinvites applications from Indian citizens, for the post of Officer in Middle Management Grade (Scale II), Officer in Junior Management (Scale I) Cadre and Office Assistant (Multipurpose) from Indian citizens who have appeared at the Common Written Examination for RRBs conducted by IBPS in September 2012 and declared qualified.
Important Dates:
Payment of Application Fees: 28.01.2013 to 09.02.2013
Opening date for Online Registration: 28.01.2013
Last Date for Online Registration: 09.02.2013
Application Fees:
Officer (Scale I & II)
- Rs. 20/- for SC/ST/PWD candidates.
- Rs.100/- for all others
Office Assistant (Multipurpose)
- Rs. 20/- for SC/ST/PWD/EXSM candidates.
- Rs.100/- for all others
Details of Vacancies:
S.No Post
1 Officer Assistant (Multipurpose) 15 6 18 34
2 Officer Scale-I 5 3 12 28
3 Officer Scale-II (IT) - - 1 3
4 Officer Scale-II (Agricultural Officer) - - 1 1
5 Officer Scale-II (Law Officer) - - - 2
Scale of Pay:
Officer Scale II : 19400-700/1-20100-800/10-28100
Officer Scale I : 14500-600/7-18700-700/2-20100-800/7-25700
Office Assistant (MP) : 7200-400/3-8400-500/3-9900-600/4-12300-700/7-17200-1300/1-18500-800/1-19300
January 28, 2013
Top 5 Interview Questions – Answered
As IBPS has already been announced CWE results for PO-II & results for CWE for Clerks-II will be announced shortly. Candidates must be concerned about the preparation of Interviews. Interview is the final step which completes the recruitment process and leads to appointment in the bank.
To help the aspirants prepare well for the interviews, we tried to answer some of the most commonly asked interview question which can help a candidate to create his impression on the interviewer. Note that this is just to help the candidates, don’t recite them.
1) Tell me something about Yourself?
Well to be very frank there is no predetermined answer for this question. But in simple, you are expected to tell something new and which is not there in the resume already. YOU should be the BEST person to talk about yourself. Since there is no right or wrong answer for this question hence it is important to appear confident.
The answer to this question should do 3 things:
* Showcase your communication skills- One should take the opportunity to show his/her communication skills by speaking clearly and concisely in an organized manner. This question is more like an ice breaker letting you speak for a minute or so, displays that.
* Showcase your individual talents and uniqueness- This is the time for the interviewer to scan through your resume. Most of you write reading and listening as hobbies. It’s so common in all resume. Say something that grabs attention.
* Let you control the interview- Most interviewers get bored with all the same questions and answers. They are more than happy to take a new road if provided.
Note that you should not exceed this answer beyond 3 minutes. Avoid details.
why should we hire you
2) Which is your favorite subject?
This is the area from which questions are invariably asked to all students. In terms of preparation this is the easiest – all you need to do is study. Prepare a couple of subjects from your final year and brush up the fundamentals of the key subjects. You should also revise your summer internship report, term papers or any project that you may have done as part of your academic program. Also, Be sure to relate your favorite subject with the profession/industry you are interviewing for. For your least favorite subject try to choose something that has no bearing on the job you are interviewing for. If you are already working somewhere then you should have good knowledge of your work as well as Knowledge of your company, competitors and industry.
Sample Answer: “As a commerce graduate I really enjoyed accounting classes . My least favorite subject was Italian. I really had to work hard to carry an A-minus grade.”
3) What are you long term goals or where you see yourself after 5 years or so?
This is a very common question. They are trying to see how focused you are. It is a question where virtually any answer can get you into trouble, since you don’t know your interviewer. If you aim too high, you might come off as too ambitious and either won’t be around long enough to cover the cost of training or you’ll threaten their own position. If you aim too low, you lack initiative and won’t contribute enough to cover the cost of your salary.
Reassure your interviewer that you’re looking to make a long-term commitment that this position entails exactly what you’re looking to do and what you do extremely well. As for your future, you believe that if you perform each job at hand with excellence, future opportunities will take care of themselves.
Sample answer: I don’t have a specific plan! I would like to advance. However, I am flexible. I will do my current job to the best of my ability and keep my eyes open for opportunities within the organization to advance even if it means changing roles. I am prepared to learn new things and contribute to the overall success of the organization in a number of ways. The only specific within that “plan of willingness” is that the opportunity be within my ability to learn, interesting enough for me to dig in and do a good job, and the compensation increase a reasonable amount in relation to the demands of the position.
five-years-from-now
4) Why should we hire you?
The interviewer asks this question just to find out how your skills, experience and knowledge can add value to the job. Well to answer this question you need to learn what they are looking for and then tie them with your strengths. This ensures that you are a viable fit for the position. Present yourself, your abilities, skills and interests; above all, you should underline that your abilities match the company’s requirements.
Also, it will not be enough to just maintain you have particular skills but also have to prove / furnish evidence, which means you should think beforehand about which of the abilities and skills you have already applied in practice. Also keep in mind, Do not mention any other candidates to make a comparison.
The Interviewers are very Experienced and they will realize if you are saying truth or just trying to Outsmart them. Avoid using phrases like “This is the Best Company” or “I want to work in this field“. Instead, try to mention good things about you that are related to that job and this will surely prove your usefulness.
Remember that at the end of the day you have to make the interviewer feel that you are the right person for this job.
5) What are your Strengths and Weaknesses?
This is again a very commonly asked question. The Interviewer here wants to analyze how much you know of yourself.
Strength & weakness
Strengths:- You should mention your strengths that are beneficial for them. For example, It should not be like “I am a very good cricket Player“, Rather you should focus on strengths that are related to that job. For example, “I have good communication skills” Or “I Like Interacting with people” Or “I am good at a analyzing Problems and working in a team to find out appropriate solutions”.
Weaknesses :- You should not say that you do not have any Weakness. It shows that either you are Overconfident or have not assessed yourself and don’t want to talk about it. Similarly, do not say phrases like “I am short tempered” Or “I get angry very soon and can do anything in anger“. Rather you should genuinely mention the areas that are related to your professional life and you are trying to get better at them.
To help the aspirants prepare well for the interviews, we tried to answer some of the most commonly asked interview question which can help a candidate to create his impression on the interviewer. Note that this is just to help the candidates, don’t recite them.
1) Tell me something about Yourself?
Well to be very frank there is no predetermined answer for this question. But in simple, you are expected to tell something new and which is not there in the resume already. YOU should be the BEST person to talk about yourself. Since there is no right or wrong answer for this question hence it is important to appear confident.
The answer to this question should do 3 things:
* Showcase your communication skills- One should take the opportunity to show his/her communication skills by speaking clearly and concisely in an organized manner. This question is more like an ice breaker letting you speak for a minute or so, displays that.
* Showcase your individual talents and uniqueness- This is the time for the interviewer to scan through your resume. Most of you write reading and listening as hobbies. It’s so common in all resume. Say something that grabs attention.
* Let you control the interview- Most interviewers get bored with all the same questions and answers. They are more than happy to take a new road if provided.
Note that you should not exceed this answer beyond 3 minutes. Avoid details.
why should we hire you
2) Which is your favorite subject?
This is the area from which questions are invariably asked to all students. In terms of preparation this is the easiest – all you need to do is study. Prepare a couple of subjects from your final year and brush up the fundamentals of the key subjects. You should also revise your summer internship report, term papers or any project that you may have done as part of your academic program. Also, Be sure to relate your favorite subject with the profession/industry you are interviewing for. For your least favorite subject try to choose something that has no bearing on the job you are interviewing for. If you are already working somewhere then you should have good knowledge of your work as well as Knowledge of your company, competitors and industry.
Sample Answer: “As a commerce graduate I really enjoyed accounting classes . My least favorite subject was Italian. I really had to work hard to carry an A-minus grade.”
3) What are you long term goals or where you see yourself after 5 years or so?
This is a very common question. They are trying to see how focused you are. It is a question where virtually any answer can get you into trouble, since you don’t know your interviewer. If you aim too high, you might come off as too ambitious and either won’t be around long enough to cover the cost of training or you’ll threaten their own position. If you aim too low, you lack initiative and won’t contribute enough to cover the cost of your salary.
Reassure your interviewer that you’re looking to make a long-term commitment that this position entails exactly what you’re looking to do and what you do extremely well. As for your future, you believe that if you perform each job at hand with excellence, future opportunities will take care of themselves.
Sample answer: I don’t have a specific plan! I would like to advance. However, I am flexible. I will do my current job to the best of my ability and keep my eyes open for opportunities within the organization to advance even if it means changing roles. I am prepared to learn new things and contribute to the overall success of the organization in a number of ways. The only specific within that “plan of willingness” is that the opportunity be within my ability to learn, interesting enough for me to dig in and do a good job, and the compensation increase a reasonable amount in relation to the demands of the position.
five-years-from-now
4) Why should we hire you?
The interviewer asks this question just to find out how your skills, experience and knowledge can add value to the job. Well to answer this question you need to learn what they are looking for and then tie them with your strengths. This ensures that you are a viable fit for the position. Present yourself, your abilities, skills and interests; above all, you should underline that your abilities match the company’s requirements.
Also, it will not be enough to just maintain you have particular skills but also have to prove / furnish evidence, which means you should think beforehand about which of the abilities and skills you have already applied in practice. Also keep in mind, Do not mention any other candidates to make a comparison.
The Interviewers are very Experienced and they will realize if you are saying truth or just trying to Outsmart them. Avoid using phrases like “This is the Best Company” or “I want to work in this field“. Instead, try to mention good things about you that are related to that job and this will surely prove your usefulness.
Remember that at the end of the day you have to make the interviewer feel that you are the right person for this job.
5) What are your Strengths and Weaknesses?
This is again a very commonly asked question. The Interviewer here wants to analyze how much you know of yourself.
Strength & weakness
Strengths:- You should mention your strengths that are beneficial for them. For example, It should not be like “I am a very good cricket Player“, Rather you should focus on strengths that are related to that job. For example, “I have good communication skills” Or “I Like Interacting with people” Or “I am good at a analyzing Problems and working in a team to find out appropriate solutions”.
Weaknesses :- You should not say that you do not have any Weakness. It shows that either you are Overconfident or have not assessed yourself and don’t want to talk about it. Similarly, do not say phrases like “I am short tempered” Or “I get angry very soon and can do anything in anger“. Rather you should genuinely mention the areas that are related to your professional life and you are trying to get better at them.
Commonly Asked Bank Interview Questions – Answered
Here are few other commonly asked questions in interview. All the candidates who has cleared IBPS CWE PO-II must be preparing hard for the interview. Also, Now IBPS CWE-II for Clerk Results has been announced and the candidates who cleared the exam have their interviews starting in the month of March 2013.
So, to help the aspirants prepare well for the interviews, we tried to answer some other few most commonly asked interview question which can help a candidate to create his impression on the interviewer. Note that this is just to help the candidates, don’t recite them.
1) What do you know about Banking?
A bank is a financial intermediary that accepts deposits and channels those deposits into lending activities. Banks are a fundamental component of the financial system, and are also active players in financial markets. The essential role of a bank is to connect those who have capital (such as investors or depositors), with those who seek capital (such as individuals wanting a loan, or businesses wanting to grow).
2) Being a B.Tech Graduate Why Bank Jobs?
interview questions
Nowadays, Banks are not restricted to just finance work. Tell them that you are not changing your stream but you are widening your area of expertise. Good jobs are not easy to find and bank job is a good one. Secondly all banking is applied ‘arithmetic’ and speculative number game and a B.Tech is thorough in both. Also, mention about the uncertain future of software companies compared to the high growth witnessed in banking industry. You should manipulate your answer to prove that your engineering degree would be beneficial for you in interacting with people and creating more business relationships for them.
3) How to answer the Puzzles type Questions!
Although these are not so common, but may be asked to anyone in an Interview. Here the interviewer doesn’t really want to hear exact answer from you rather they want to see if you are able to analyze the correct problem or are you just trying to hurry up without taking the time to analyze and putting some effort. They just want to see your practical approach that will be useful during you job period.
So If asked any puzzle type question, you should not Hurry up in telling the answer even if you know it. Even if you do not know the answer (and even can not find the answer), do not hurry up in saying NO. Rather you should draw the picture of problem on a paper(even if you know the answer) and take some time to analyze it (ask them if you do not understand it correctly). It will make them feel that you believe in analyzing the client requirement before reaching to any conclusion, which is a must.
common interview questions
So you should answer these questions by taking time, drawing it and asking them for clarifications. This will surely fill the interviewer’s purpose.
4) Explain Role of PO & Clerk in a Bank:.
Role of PO:
A Probationary Officer (PO) in the bank is the starting level appointment for bank officers. The PO’s have a one or two years probation period during which they are given exposure to various important functions of the bank such as Loans & Advances, Foreign exchange, Credit Rating, Treasury, Risk Management, IT, Marketing etc. They have to report to their immediate senior officer,who is responsible for the closely monitor & evaluate the performance of him/her for a certain period of time.
* Actually a Bank PO can be asked to do anything related to banking till the completion of its probation period. During training or probation period they are trained for accounting, marketing, finance, investment as well as billing.
* After the Completion of Probation period, the Bank PO becomes Assistant Bank Manager and may be posted in any branch across the country to handle daily customer transaction like passing a cheque, cash management, draft issuance etc
For More details, Go through the post “Role of PO in banks”
Role of Clerk:
In any public sector banks clerks are the first person to contact for any queries & guidance.
The person inside the withdrawal & deposit counters are mostly of clerical grade. This is the why some banks mention clerk as single window operators (SWO)
As a Bank Clerk, you could be separated into one of the following:
* Interest Clerk: recording interest owed to saving accounts customers and interest owed to the bank from loans and other investments.
* Loan Clerk: recording and organizing loan information.
* Statement Clerk: preparing the monthly balance sheets and checking account of customers as and when needed.
* Exchange Clerks: working on international accounts, translating foreign currency into home currency and vice versa.
* Security Clerk: recording, filing and looking after stocks, bonds and other investment documents.
* Bookkeeping Clerk: taking care of records for each customer’s account.
They are also responsible for accepting payments, sanction withdrawals, verify cheques, issue demand drafts & other banking related services to customers.
5) Your Salary Expectations?
Salary negotiation is a tough and delicate matter. Preferably speaking, you should avoid going into this topic until the later stage of the recruitment when you are being offered the job. If you request a salary higher than the range for the job, the interviewer will tell you you’re high, and you’ve just lost money. If you request a salary lower than the range, the interviewer will say nothing, and you’ve just lost money.
Hence, research on the salary range in your field to have a rough estimate of how much you should be earning. Give a large range rather than a specific amount if you have to answer it. An alternative is to pose the question back at the interviewer by asking what kind of salary does the position warrants. At other times, interviewers might just be testing you to see if money is the only thing that matters. So, do emphasize that your priority lies with the nature of the job and not the salary.
Interview question
6) Do you have any questions for us?
This is normally the last question posed to you, so it’s your chance to finish the interview elegantly. Don’t reply that you have got nothing to ask. Doing otherwise might leave the impression to the interviewer that you are not exactly keen to get the job. The contrary side to all of this is that this question is actually a huge opportunity for you. If you ask the *right* questions, you can not only get as much information as possible to find out if the position is a good fit for you personally, but you can show the interviewers that you are a critical thinker and a problem solver.
So, to help the aspirants prepare well for the interviews, we tried to answer some other few most commonly asked interview question which can help a candidate to create his impression on the interviewer. Note that this is just to help the candidates, don’t recite them.
1) What do you know about Banking?
A bank is a financial intermediary that accepts deposits and channels those deposits into lending activities. Banks are a fundamental component of the financial system, and are also active players in financial markets. The essential role of a bank is to connect those who have capital (such as investors or depositors), with those who seek capital (such as individuals wanting a loan, or businesses wanting to grow).
2) Being a B.Tech Graduate Why Bank Jobs?
interview questions
Nowadays, Banks are not restricted to just finance work. Tell them that you are not changing your stream but you are widening your area of expertise. Good jobs are not easy to find and bank job is a good one. Secondly all banking is applied ‘arithmetic’ and speculative number game and a B.Tech is thorough in both. Also, mention about the uncertain future of software companies compared to the high growth witnessed in banking industry. You should manipulate your answer to prove that your engineering degree would be beneficial for you in interacting with people and creating more business relationships for them.
3) How to answer the Puzzles type Questions!
Although these are not so common, but may be asked to anyone in an Interview. Here the interviewer doesn’t really want to hear exact answer from you rather they want to see if you are able to analyze the correct problem or are you just trying to hurry up without taking the time to analyze and putting some effort. They just want to see your practical approach that will be useful during you job period.
So If asked any puzzle type question, you should not Hurry up in telling the answer even if you know it. Even if you do not know the answer (and even can not find the answer), do not hurry up in saying NO. Rather you should draw the picture of problem on a paper(even if you know the answer) and take some time to analyze it (ask them if you do not understand it correctly). It will make them feel that you believe in analyzing the client requirement before reaching to any conclusion, which is a must.
common interview questions
So you should answer these questions by taking time, drawing it and asking them for clarifications. This will surely fill the interviewer’s purpose.
4) Explain Role of PO & Clerk in a Bank:.
Role of PO:
A Probationary Officer (PO) in the bank is the starting level appointment for bank officers. The PO’s have a one or two years probation period during which they are given exposure to various important functions of the bank such as Loans & Advances, Foreign exchange, Credit Rating, Treasury, Risk Management, IT, Marketing etc. They have to report to their immediate senior officer,who is responsible for the closely monitor & evaluate the performance of him/her for a certain period of time.
* Actually a Bank PO can be asked to do anything related to banking till the completion of its probation period. During training or probation period they are trained for accounting, marketing, finance, investment as well as billing.
* After the Completion of Probation period, the Bank PO becomes Assistant Bank Manager and may be posted in any branch across the country to handle daily customer transaction like passing a cheque, cash management, draft issuance etc
For More details, Go through the post “Role of PO in banks”
Role of Clerk:
In any public sector banks clerks are the first person to contact for any queries & guidance.
The person inside the withdrawal & deposit counters are mostly of clerical grade. This is the why some banks mention clerk as single window operators (SWO)
As a Bank Clerk, you could be separated into one of the following:
* Interest Clerk: recording interest owed to saving accounts customers and interest owed to the bank from loans and other investments.
* Loan Clerk: recording and organizing loan information.
* Statement Clerk: preparing the monthly balance sheets and checking account of customers as and when needed.
* Exchange Clerks: working on international accounts, translating foreign currency into home currency and vice versa.
* Security Clerk: recording, filing and looking after stocks, bonds and other investment documents.
* Bookkeeping Clerk: taking care of records for each customer’s account.
They are also responsible for accepting payments, sanction withdrawals, verify cheques, issue demand drafts & other banking related services to customers.
5) Your Salary Expectations?
Salary negotiation is a tough and delicate matter. Preferably speaking, you should avoid going into this topic until the later stage of the recruitment when you are being offered the job. If you request a salary higher than the range for the job, the interviewer will tell you you’re high, and you’ve just lost money. If you request a salary lower than the range, the interviewer will say nothing, and you’ve just lost money.
Hence, research on the salary range in your field to have a rough estimate of how much you should be earning. Give a large range rather than a specific amount if you have to answer it. An alternative is to pose the question back at the interviewer by asking what kind of salary does the position warrants. At other times, interviewers might just be testing you to see if money is the only thing that matters. So, do emphasize that your priority lies with the nature of the job and not the salary.
Interview question
6) Do you have any questions for us?
This is normally the last question posed to you, so it’s your chance to finish the interview elegantly. Don’t reply that you have got nothing to ask. Doing otherwise might leave the impression to the interviewer that you are not exactly keen to get the job. The contrary side to all of this is that this question is actually a huge opportunity for you. If you ask the *right* questions, you can not only get as much information as possible to find out if the position is a good fit for you personally, but you can show the interviewers that you are a critical thinker and a problem solver.
SSC Declared Written Results for Combined Higher Secondary (10+2) Examination, 2012
SSC announced the written examination for Combined Higher Secondary (10+2) Examination, 2012. The written examination was conducted on 21 October 2012 and 28 October 2012. The successful candidates in written examination are eligible to appear for Typing Test and Data Entry Skill Test (For the Post of LDC).
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